People need to compete. They also need to do more for themselves, rather than expect the government to give them everything.
I've seen that argument before. It's the poor's fault they are poor. It's the sick's fault they are sick. It's the immigrants fault they need to immigrate, and your problems are caused by the poor, sick, and immigrant; not yourself.
Sure, when we went to college, it could be paid for in real-time by working through school, something impossible now. But that's not the reason there's an issue? It's because of "kids these days".
And by all means, when I or someone like me suggest that access to education should be affordable, make sure you repeat back "expect the government to give them everything", even though you know full well that's nothing like what we said, because that way you can keep hacking that straw man.
Perhaps we need to get rid of K-12? All these kids wanting the government to give them everything.
You must have skipped the part where I blame the system. Lenders don't care about bad loans if there's some system that guarantees payment TO them- they don't care where the money comes from. The sub-prime mortgage BS should have told you that.
Yes. Because you open with the exact opposite position. You keep blaming children.
And the reason lenders lend is because of bad governance.
1) Student loans cannot be absolved by bankruptsy,
2) Student loans are covered by the government.
This likely has some similar reasons as to why the person in charge of US Student Loans for the government has a vested stake in student loan companies.
This didn't used to be the problem it is now.
It is now the problem it is now.
People didn't change.
So the problem is what *did* change.