Every situation is different.
Don't feel so bad. Don't feel like you are cheating the towers and taking away their glory.
When I owned the Salon2, B&W 802D2, Orion 3.2.1, Phil3, I always preferred the subwoofer bass over the bass from the towers. So I always ended up setting all of these towers to SMALL and the XO to 100Hz (or was it 120Hz?
).
But that's me. Everyone is different.
There is a good reason a lot of guys prefer using subwoofers even with full-range towers.
We all know that the bass from towers are no match for the bass from the subwoofers.
And that's why Shady and I often recommend to people to just put dynamic monitors atop subwoofers to create their own modular towers.
Let the Monitors handle the salient treble and midrange; that's their specialty. And let the Subs handle the bass; that's their specialty.