Learn From Experience...
Sokrman14;
I was in the same boat as you about a year ago and I decided I'd try the same thing using my Denon 3803 as a pre/pro and hook up a Harman Kardon PA2000 amp I had in storage, just for sh!ts and giggles. The Denon's internal amps are rated at 110w/channel, but most will tell you that's not what you're going to get when all 5/6/7 channels are driven simultaneously, but even that's not terribly relevant as no source is going to be driving a full range signal simultaneously to all channels. With this in mind, the HK's amp section is rated at 100w/channel. As the HK's sole duty is providing wattage, I thought it may do a pretty good job, but the only way to know for sure was to give it a shot.
After hooking it up and doing some calibration, I could already tell that the SPL from my mains that I hooked the HK up to already had a stronger signal, about 3dB. Just because it's louder, doesn't mean it's better, though, so I embarked on some listening tests. My testing included some Jazz, Classical, Rock for music as well as some dynamic soundtracks such as the 'Matrix Reloaded', 'Lord Of The Rings-Two Towers' and 'Master and Commander'.
In every single case, the signal was noticeably cleaner when listening from reference level (00) up to approx. -35 above reference level. Any higher than that, the difference in sound quality was negligible. This testing proved, to me at least, that using separate amplifiers, even ones slightly less powerful than the ones on board the 3803 (which are no slouches by any means), will give me a cleaner more powerful signal. This may not be the case w/all amps, but the HK isn't a bad amp nor is it a "world class" amp. With this in mind, I decided I'd grab myself a used Outlaw 755 off Audiogon that's 200w/channel and see how the performance was now. At the time, my speakers were 8 ohms w/a sensitivity level of 88dB. Not terribly power hungry, but not the most sensitive speakers available. Adding the Outlaw brought the listening to another level, volume-wise and clarity-wise. I was able to drive all 5 channels at about -20 above reference with excellent clarity in the signal and power to spare, no noticeable degradation in the quality of the signal.
In retrospect, I think I could have gotten away with a 5 channel, 150/165w amp and gotten the same performance, but these speakers were only rated to 150w, so that may have been the bottleneck at that point. My current mains are rated at 8 ohm and are good to 250w and so far, I haven't heard any breakdown in the signal at reference or even a little higher and believe me, at that volume, I can't leave it there for long.
This has been my experience with mid-level receiver as a pre/pro and decent separate amps, I'm sure with an even better pre/pro and possibly better amps, it could be even better, but I'm honestly not sure how much better it could sound at this point. This was the right choice for me and I'm glad I was able to do it. I would suggest experiencing it for yourself, only you'll know for sure if it's the right choice. Just my 2½ cents...
-TD