In my apartment building there are 20 apartments. So, most of my neighbors all know each other well. You could say we are all extended family more or less. So, they come and buy from me instead of going to the local store. Sometimes, I even extend them some credit. Never had one single problem collecting what is owed. Seems to work quite well actually. Just sold a loaf of bread earlier. Usually though, it is merely candy bars, chips, sodas, and etc. People do NOT call me
Dollar Bill Phil for nothing......LOL!!!!!



Cheers,
Phil