That will not really work as PC speakers have amplifiers inside them, they are not designed to be used with an AVR. The AVR is not just a preamp, it amplifies all the channels, so it does not need the amplifier for each speaker. With PC speakers usually low quality, it is pretty pointless using truehd anyway, get a decent 5.1 system with separates or a good speaker package.
Read the original guide (the first few posts in this thread) that I wrote and this will explain to you why you will not be able to get truehd from that soundcard anyway due to HDCP and PAP.
Unless you have an up to date graphics card and monitor that is HDCP compatiable, you won't get HD video either, even if you use HDMI, it will be reduced to DVD quality. The AVR does not affect the picture quality generally, it handles the multi channel sound. It would be better to put it straight to the monitor by HDMI.
With the headphones, it will depend on the quality of the digital decoding DACs as to whether the soundcard or AVR is better, but it is likely the AVR.
Hope this helps