Just found this thread...
...Hope all is moving along well a few months later. How is the insurance situation? Sounds like you are ok from the spill, nothing permanent. I feel your pain, I have so many crashes on motorcycles, between riding on the street, racing, and riding dirt bikes, I can't even guess how many times I bounced down the road.
All I can say is I'm glad it was nothing permanent and everyone is allright.
I've found if you get a copy of the insurance companies policies and read carefully, you can generally find some gray areas and use those as leverage. I've successfully done that a few times to get my stuff paid for. Generally, insurance companies seem to try to not acknowlege motorcycles as a legitimate vehicle. Bottom line is, she caused an accident. If you were walking down the road and she hit you, you'd be covered, same as if you were on a bicycle. If her insurance is not valid, then her parents are responsible.
Either way, I'm curious how this has turned out so you.
Jack
btw, that Moto Guzzi is a really nice bike. It definately gets my vote as a replacement.
