You guys aren't convincing me to get an HDTV if I have to buy an extended warranty. I never bought one from my tube TVs and they've lasted for decades. Are you saying these new-fangled things don't last?
It really depends on the make and model. How about you buy a RCA CRT television? They have a horrible reliability record and terrible build quality!
If you go with lower quality brands including the likes of Westinghouse, Insignia,
LG, Samsung and others, then you run a much higher risk of having a display which will crap out early on you.
On the other hand, most display manufacturers have product which will last for years without issue.
STORY TIME....
I did an installation about 5 years ago for a commercial operation that ran 24/7. The displays in the room were Panasonics or maybe Pioneers. They had been on for the last 5 years and they decided that it was time to replace the displays.
TEN DISPLAYS!
Out of those ten displays which had been on continuously for the last 40,000 hours plus there were TWO which had an image which I didn't find acceptable. The other EIGHT still had an image that looked good enough that I would have been pretty happy with it in my home. No, not as good as my Pioneer display looks now, but still, very good.
These displays were manufactured around 2000 or so, and that was pretty early on in the time of plasma displays. Lower life span ratings than todays displays. Yet, those displays had seen the equivalent of THIRTY YEARS of use at 4 hours of use every single day.
I personally own a Sampo (POS) display which has not had issues and I've had it for 7 years.
Really, if I were to buy, entirely based upon reliability, I would likely get a Panasonic plasma.
On the other hand, if I were after the best possible image quality I could get, I would make sure to get a Panasonic plasma.
HUH!?! How about that! The most reliable display on the market is also the one that is producing the best image currently.
I think that for LCDs, Sony probably makes the most reliable product on the market, but for affordability combined with a reasonable amount of life expectation for a TYPICAL display, then I would go with a Samsung.
On a budget, if I wanted reliability, I would go with Vizio.
I have a very high avoidance factor for LG products. I think their build quality is shoddy and their reliability is about the worst in the industry so if you can get a 5 year+ warranty on their product, I would DEFINITELY get it and I would expect that you may need to use it.
I would feel better about Samsung... or Sharp.
I would feel pretty good not getting a warranty on Panasonic, Sony, or Vizio.
I currently own displays from Sampo, Olevia, Sharp, Pioneer, and RevolutionHD. I've installed about all the major brands, and my go-to flat panel is actually Samsung (LED/LCD) and Panasonic (plasma/quality).
While plasma looks better, it is not appropriate for all situations, so I switch between technologies happily depending on the situation. I hate when people talk up one technology like it actually is appropriate for everyone. It simply isn't the case and the reality is that usage and the space is what should determine a display, not the opinion of others who are biased towards what they bought.
That is, every review says that plasma provides the best image quality, yet plasma isn't right for everyone, so even if you really WANT plasma, it still may not be right for all spaces.