My Rythmik E15HP has a switch to accommodate both voltages, my Outlaw X13 Ultra does not! Most ID websites offer photos of the amp panel, so it is not too hard to verify for a particular model.
There are pros and cons to subs with built-in plate amps. I assume you have heard many pros of passive sub with external amp. One major advantage of built-in amps with the sub is that the amp is selected specifically for the sub so as to limit output before damaging the sub (or even making bad sounds). As Tom V. of PSA says about his subs: "They are pretty much bullet proof - but don't take that as a challenge!"
Even the low priced ($150 MSRP) Dayton Audio SUB1200 has an amp selected specific to its driver/design such that Jim Wilson had this to say in his review:
www.hometheatershack.com
This is the advantage of letting the manufacturer choose an amp specifically for the sub. You want the amp to limit itself before the drivers are over-driven so even though you may not get the deepest bass at full volume, you are not hearing a loss of composure.
Of course, a better sub will take much more before reaching limits as compared to the SUB1200, but it is nice to have an expert take care if the amp selection.
The RBH fan boys and DIY guys can tell you how they best deal with concerns over what happens if/when their systems get pushed to the limit.