Welcome aboard new...
Too bad about the lightning strike but it seems to be working out a bit well.
Speaker suggestions are easy to make because we all have our favorite brand(s). Personally I prefer the Paradigm Monitor line as I really like the sound, not harsh but not too smooth either, and they are in my budget.
I suggest you find some local shops, take either several cd's that you love and are very familiar with or make a high quality compilation cd, and listen to a variety then buy what sounds the best to you and is in your budget.
If budgeting is a bit tight and you want a 5.1/7.1 system but can't afford them all, start with the fronts and sub, move on to the center then add the surrounds when able.
You haven't mentioned a budget and that would be helpful.
Good luck and keep us informed.