Before long, they freaking know it all goverment , will penalize non EV owners and force people to go bankrupt on EV cars. I can see it now, a person with an older gas car, paid off, low insurance rates NO CAR PAYMENTS. The Govt steps in and forces insurance rates up, and some type of NON EV penalty $$$$. Gas prices sky rocket to over let s say $6.00 a gal or MORE ! . So the person gets them a new EV, has car payments again, a higher insurance, since the car is a EV and its NEW ( An electric car's higher price tag and more complex equipment means it may cost more to repair or replace if it's in an accident. That can mean higher rates for policyholders who carry comprehensive and collision coverage. ). The person is in the financial hole again. Pretty sad, but that's the way I see things going in the years to come. And what if this normal American family has a wife that drives and a couple of kids going to highschool or college , financial destruction for some. Of course all of this is hypothetical