How did you come the the conclusion it's the speaker terminal?
Does the problem clear up when you wiggle it? If so, then you might have a point. That shouldn't be too difficult for a good* tech to repair.
Again as far as refurbs go, particularly those from the manufacturter's factory reapit facility, I wouldn't settle for anything less than the same warranty they use for new units. Anything less would mean they don't have faith in either their tech or their product. FWIW, I like Denon but as for refurbs, well...
*not just some yahoo with a soldering iron.