I been through this a lot, recently, myself. Lovin is right:
LOL!!!
I'm not the expert... but you can safely double the RMS... AND!!! use your ear-brains when you are listening.
Long story short... I had a VP of distribution for a UK company tell me I could put 1000w on his 250wrms-rated-speakers, as long as I paid attention and didn't crush it.
RMS is effectively a sin-wave stress test, and regular music doesn't approach that kind of abuse! If it did, my sorry @$$ would be perpetually blacked-out!
Jokes aside:
Use that SPL calculator! Consider that you want at least your front three on an external amp. If you are on an AVR... that can process up to 11 channels say... put 5 on external, and 6 on the AVR. Break the load down evenly and smartly. You want 7, do 3 external and 4 on the AVR.
Check out Emotiva, too. I like them a little better than Mono-Mono. I went with Outlaw 2200's for my 5-channels. Gonna run 6, Rears + .4 atmos, off my AVR.