I would suggest trying 80 Hz for the cutoff for all of your speakers. What you should pick should be low enough that you don't hear where the subwoofer is (because humans can determine which direction a sound is coming from though much of the hearing range, but not at the extreme ends), and high enough to be above the -3dB point of the bass of the other speakers. How much above depends on the speakers and on how loud you plan on playing it (generally, the higher the frequency, the louder the woofers in the main speakers can play because they will not be reproducing as much deep bass).
The automatic setup in your receiver ought to be able to deal with levels and delays.
For basic locations for where speakers should be placed, consult Dolby's website, as they give solid advice on such things. If you have questions about what they say, feel free to ask.