I have to disagree.
No one is saying that plug in protection will take care of direct strikes other than as a line of defense.
Plugins are surge supressors - and that is what they do.
They protect from the secondary currents.
So it protects from surges that are not destructive? Spend $25 or $150 to protect from secondary currents that are not destructive? Even 386 computers contained internal protection that make trivial currents irrelevant. Spend $25 or $150 for the same protector circuit selling for $7 in a grocery store - to protect from currents that are not destructive?
View spec numbers for a minimally sufficient 'whole house' protectors - ie cited by Hi Ho. A typical lightning strike is about 20,000 amps. Hi Ho asked about a 'whole house' protector from Home Depot - rated at 48,000 amps. You say that 48 kamp protector cannot conduct a 20 kamp direct lightning strike?
That protector is more than sufficient. View the numbers. Meanwhile, a direct lightning strike is also earthed elsewhere by the primary surge protection system.
http://www.tvtower.com/fpl.html
Much less than 20,000 amps is earthed by a more than sufficient 'whole house' protector. Then even more of that surge gets earthed by other neighborhood homes. A 'whole house' protector easily earths direct lightning strikes. BTW, this was explained, with numbers, in an IEEE paper many decades ago. I am simply repeating what has been well understood and demonstrated for over 100 years. Another sentence repeated because somehow these realities get ignored in the replies.
A properly sized 'whole house' protector earths direct lightning strikes and remains functional. Even the numbers say so. It also makes lesser (secondary currents) irrelevant. Protection inside every appliance further makes those secondary currents irrelevant. That's two reasons why secondary currents are irrelevant. Install one 'whole house' protector so that the rare and destructive surge does not overwhelm protection in every appliance.
What plug-in protector claims to protect everything - let alone claims to protect anything? Where are those plug-in protector specs that even claim protection? I still don't see those numbers posted here. I do not even see protection claims for a *subjective* secondary current. Where is that protection defined with numbers? Since the plug-in protector is a complete protection solution, then where are its numbers? Just repeating another fact that gets ignored in every reply.
Why do those scary pictures exist? Same circuit that sells for $7 in a grocery store also sells for $25 or $150 from APC and Monster Cable.
Stated previously and noted again because you assumed all homes are properly earthed. Earthing must meet ... *and exceed* .... post 1990 National Electrical code. For example, an earthing wire from the breaker box may go up over a foundation and down to an electrode. That meets 1990 code - for human safety. But is insufficient for transistor safety. Wire is too long (wire length - not thickness - defines impedance). Has sharp bends. Ground wire, bundled with other non-grounding wires, further compromises protection. Code only defines earthing for human safety. Same earthing exceeds code for transistor safety.
Breaker box ground wire should go through the foundation and down to earth. Every foot shorter means even better surge protection. Eliminate sharp wire bends. Ground wire is separated from other non-grounding wires. Concepts that are not discussed when a plug-in protector sells for obscene profits rather than for protection.
Numerous sources discuss low impedance. That plug-in protector manufacturer will not. It is marketed to people who ignore the word 'impedance' and never even ask a simple questions such as, "Where does that energy get dissipated?"
Where does energy from secondary currents get dissipated? If it protects from that energy, then does that energy just magically disappear?
Your telco, connected to overhead wires all over town, suffers about 100 surges with each storm - and no damage. Above explains why your telco earths 'whole house' protectors (so that direct lightning strikes cause no damage). And does not waste money on expensive, ineffective plug-in protectors. This paragraph alone is more than sufficient to define the difference between 'whole house' and plug-in protectors.
Let's add Martzloff's 1994 IEEE paper. In his first conclusion, Martzloff says a plug-in (point of use) protector can even contribute to appliance damage (as we engineers also discovered):
> Conclusion:
> 1) Quantitative measurements in the Upside-Down house clearly show
> objectionable difference in reference voltages. These occur even when
> or perhaps because, surge protective devices are present at the point
> of connection of appliances.
Moving on: a frying protector circuit means no protection. It fries to absorb hundreds of thousands of joules? Total nonsense. And a violation of MOV manufacturer specifications. MOVs that fry provide no protection, violate what the MOV manufacturer intended, AND can even create those scary pictures. But when one recommends on hearsay, then a frying protector means protection? Did those scary pictures not mean anything?
In another discussion, one said, "My protector sacrificed itself to save my computer." A perfect example of observation resulting in a junk science conclusion. Add electrical facts he never learned. That surge confronted a computer and protector equally. That surge was too trivial to overwhelm protection inside the computer. But easily destroyed a grossly undersized plug-in protector. Grossly undersizing increases profits AND gets the naive to recommend it to friends. Any protector that 'fries' provides ineffective protection and violates the "Absolute Maximum Parameters" found in every MOV manufacturer datasheet.
Or view the V-I charts for MOVs. How excessively high is that voltage if a MOV fries? A 330 volt protector that fries means a voltage well above 900 volts confronts the 120 volt appliance. More facts with numbers. What kind of protection is that? Fortunately, appliances already contain significant protection. The protector sacrificed itself on a surge too small to damage anything else - also called ineffective protection.
A protector acting "as a high tech electronic fuse, in that only a limited amount of current can pass through" - total nonsense. Read numbers on any fuse or circuit breaker? For example, a glass cartridge fuse says 250 volts. If it opens (blows) to block a surge greater than 250 volts, then the open fuse continues to conduct. Does not stop anything. Did you read those numbers?
Same applies to surges. Learn another electrical concept called constant current source. Any attempt to stop a surge current means voltage increases, as necessary, to blow right through that blocking (limiting) device. Nothing stops (or limits) a surge current. That high tech fuse concept is popular myth promoted when basic electrical knowledge does not exist.
Why did lightning strike Ben Franklin's wooden church steeples? Wood also tried to limit the surge current. Therefore voltage increases, as necessary, so that wood conducts that current. That current will flow no matter what tries to impede it. When voltage increases, then energy is dissipated destructively in wood. Same current times higher voltage means more destructive energy. How did Franklin stop surge damage? He gave lightning a more conductive path to earth. Same massive current times near zero voltage means no energy and no destruction.
Any attempt to limit surge current means voltage increases AND that same surge current still flows.
Let's add another professional who defines what a protector really does. Dr Kenneth Schneider:
>Conceptually, lightning protection devices are switches to ground. Once a threatening
> surge is detected, a lightning protection device grounds the incoming signal
> connection point of the equipment being protected. Thus, redirecting the threatening
> surge on a path-of-least resistance (impedance) to ground where it is
> absorbed.
>Any lightning protection device must be composed of two "subsystems," a switch
> which is essentially some type of switching circuitry and a good ground connection-to
> allow dissipation of the surge energy. The switch, of course, dominates the design
> and the cost. Yet, the need for a good ground connection can not be emphasized
> enough. Computer equipment has been damaged by lightning, not because of the
> absence of a protection device, but because inadequate attention was paid to
> grounding the device properly.
Of course if lightning is blowing through a wall to obtain an interior water pipe, well, then entire building has no effective earthing. Not even a properly earth lighting rod. But again, what defines protection? A sharp or a blunt lighting rod? Irrelevant. Even a lighting rod is only as effective as its earth ground.
Using numbers, obviously a 'whole house' protector earths direct lightning strikes - and remains functional. Even makes secondary currents irrelevant. And protects everything since even smoke detectors need that proetction. No plug-in protector claims protection let alone do any of those things. But again, where are those manufacturer spec numbers? How does a protector magically make energy just disappear? How does that 2 centimeter part in a protector magically limit a current that even three miles of sky could not limit?
What defines each 'layer of defense'? Each single point earth ground defines each protection layer. A 'whole house' protector is secondary protection. Also inspect your primary surge protection system:
http://www.tvtower.com/fpl.html