Not so fast buddy. The problems are far more likely than not due to your equipment. Either poor equipment or improperly set up and or maintained equipment.
Before making a post like that, you need to state you turntable, pickup arm and cartridge. Also knowing the tracking forced use, and the approximate number of playing on that cartridge would be helpful.
When a stylus is thrown out of the groove, (severe mistracking), the problem is usually one, or more often a combination of the following.
1). Inadequate stylus force. Best tracking and least record wear is obtained with a tracking force at the upper end of the cartridge manufacturers recommended range.
2). Excessively worn stylus.
3). Mismatch of cartridge weight, compliance and effective tone arm mass, so that the cartridge tone arm resonance is out of the optimal range.
4). Too low a cartridge compliance for the grooves being tracked.
5). Incorrect stylus overhang for minimum tracking error.
6). Insufficient attention to leveling of the turntable.
7). Improper skating force adjustment.
Now that turntables are making a comeback, we a going to see an epidemic of all the ills for which LP reproduction was known for in its hey day.
As I have stated before, turntables unlike digital equipment have greater degrees of improvement as you move up the price scale.
Loud passages with high dynamic and a lot of bass are hard to track.
This used to be particularly true in the classical arena where high dynamics and deep bass including organ pedals on the fortissimos used to cause no end of grief for budget turntables. So much so that there were regular complaints along the lines of yours. Fortunately the major, and minor labels for that matter, turned a deaf ear to the complaints, and mastered to the likes of the high end.
Shure used to issue an audio obstacle course LP. This was designed to sort the wheat from the chaff, and that it did. I still have my copy.
It is interesting that vinyl is making a minimal comeback in the classical arena.
So I suggest your first step is to check the parameters I listed above, and correct any deviations from optimal adjustment.
Now item 3 is commonly misunderstood, but is a common cause of mistracking. The optimal cartridge resonance is around 10 Hz. So a cartridge of higher weight and lower compliance needs a relatively high mass arm. Conversely a cartridge of lower weight and high compliance needs an arm with low effective mass.
Now in these somewhat unbalanced audiophile days there is a strong trend in the high end for moving coil cartridges. These tend to high mass and lower compliance. Arms of the high end have therefore tended to increase in effective mass.
However all things are not equal and I think this trend misguided. The reason: the high mass solution has higher inertia. I think that light weight high compliance cartridges in a low mass arm is the way to go. So I use what I think are the best cartridges of all, the Shure V15 xmr, sadly NLA. The vintage SME series 3 arms are very rigid, and low weight. The Shure V15 xmr in an SME series three arm, will track anything. I think that is as good as it gets for playing the majority of program.
Ortofon have introduced
this cartridge as the Shure's closest replacement.
Budget turntables tend to steer a middle course between high and low mass.
In summary, only the best arm cartridge combinations will track highly modulated grooves with deep bass content, many others will be thrown out of the groove. This problem will be severely aggravated if a turntable is not obsessionally set up.
As far as 45 rpm records, I have quite a few and they are fine. The high speed tends to slightly higher fidelity.