I think the opinion of the majority is that 7.1 is not really that much better than 5.1 Probably the biggest reason for this is the lack of media that has anything other than a 5.1 audio track.
You can probably pick up one of those speakers pretty cheap so you can see if you like it better that way, Personally I would probably put that money towards some better main speakers myself.
I'm not sure that you can setup the reciever for having only one surround back speaker which would be 6.1 but if you can, you can always try that as i assume it will be somewhat like having 7.1
Also, there are surround left and right speaker outputs and then there are surround back left and right outputs
In a 7.1 system generally you would place two surround speakers on each side of the seating position, and then two behind the seating position. Since you only have a 5.1 setup right now you should be using the speaker outputs labeled surround left and right. Not surround back. I was a little confused reading your post how you had it setup so I just wanted to mention that.