The store I bought my PJ from a few years ago offered a similar warranty. I don't normally go for extended warranties, but in this case, I decided to take it. If I didn't have to make a warranty claim, I knew there would be something at the store that I'd put the credit towards. In the end, I didn't make any claims, so I used the credit to put towards some Sonos components. I suspect that the store/warranty provider hope that over the course of the warranty period, you will forget about the in-store credit. But, that's something I was never gonna forget...