If you are an audio enthusiast and plan on chatting on audio forums like AH, there is a high risk of upgrade fever and spending a lot of money on separates.
On one hand, I feel comfortable saying that all you really NEED is an AVR in terms of features and sound quality.
On the other hand, I also understand the DESIRE for separates.
A few years ago I bought the Denon AVR-5308CI receiver. But then a few months later, I bought the Denon AVP-A1HDCI pre-pro.
A dangerous game.