I think Greg was referring to the two channel amp, which is $200 more, not the 5/7 channel amp.
A used amp will get you the biggest "bang for your buck", figuratively and literally...
In addition to your thought process of an amp being less likely to be problematic than a receiver or pre/pro, it's also less prone to suffer from technological advances. Amplification has, for the most part, stayed pretty consistent over the years as opposed to the technology changes receivers and pre/pros go through on a yearly or sometimes even bi-annual basis.
You've heard it earlier in this thread and you'll hear it again, but there's no such thing as too much power. There is a substantial difference between 100 watts and 200 watts, besides just the number. I first noticed this a couple of years ago when adding an HK PA2000 amp that's rated at 100wpc to my Denon 3803, which is rated at 110wpc. When listening at volumes up to approximately 70dB, there was little to no discernible difference between the two, however from ~70dB and higher, there was noticeable separation and clarity of the signal as opposed to using the internal amps of the Denon. From that point, I ventured on to using more powerful amps for two, three and then five channels and have found that for my listening preferences, a 5 x 200wpc outboard amp does the trick just fine. It does help that my speakers have a 93dB sensitivity level, so I can get pretty heavy duty listening levels (105dB) at the reference level point on my receiver (0dB). In a 2800+ cu. ft. listening area, I'm getting plenty of volume with minimal distortion.
My suggestion would be to go used, get as much power as you can afford, then sit back and enjoy...
-TD