You said "There's never an excuse for doing otherwise." That's something I disagree with, so I responded to it.
Correct, and that sentence directly followed one saying "
That's only stating the policy in a clear, concise manner", which there is never an excuse to do anything but.
Not sure why you would disagree with full disclosure. Do you consider it appropriate for a company to withhold select portions of their policies? My guess would be you don't, so I suspect you've simply taken what I said out of context and that's lead to a misunderstanding.