@dpriest just to clarify, highfigh means not to spend extra money on name brands like Monster Cable. I don't think he's implying that you can't use the existing cables that you have. If the Monster Cable is 14 or 12 gauge then it's likely fine your mains.
There is one reason to run 4 conductor, and that is to future proof. You can splice the pairs to double the effective gauge for now, but if the gauge is heavy enough you can separate them and treat it as two separate lines to connect two speakers if need be, say if you wanted to add more ceiling speakers down the road. If you can install conduit, then all the better as you can fish more lines later and just use 2 conductor for now.
As to the CL rating, that's usually due to local building codes. Improper cable sheathing produces harmful fumes in a fire so stick to cable designed for in-wall use.