Mike, I'm not even going to pretend I know the answer to your question, but I think a power amp will make a difference in music and HT depending on the circumstances.
Inefficient, hard to drive speakers should benfit greatly with a good separate power amp. Some super sensitive Klipsch speakers may not make any significant difference at all.
I think this is why you see one group of people that say power amps make a huge difference. This group might have hard to drive speakers or a weakly powered AVR, or the combo of both. Then there's the group of people that say they noticed no differece or barely a difference. They more than likely have sensitve speakers or a decently powered AVR, or both. Everything is relative.
If you're thinking about adding a power amp to the mix, do it. I did and realized it was overkill for my setup. Maybe if I used a better or more powerful amp than the Crown xls 402, I would have noticed more of a difference, not sure. However, I doubt I needed more than 260 watts per/channel into my fairly efficeint 8 ohm BIC towers. The difference to me was negligible for movies and music, so I took the power amp back. Now I don't have to wonder how much better it could be with an amp.
I will say that things played louder with less distortion with the power amp, but I was never going to listen that loud for any extended period of time. I was just seeing what it could do.