jjwagner18,
I just now read this thread. I may be reading too much between the lines, but if I read it correctly, you do not currently have any kind of decent sound. Is this correct?
Do you have very frequent opportunity to listen to live music (classical)?
My concern is - if you do not have a reasonable reference point, it is possible that a particularly nice aspect of a speaker you audition may seduce and distract you from other more subtle problems.
If you feel that this might fit you situation, I would recommend you go ahead and get your receiver (since you do not listen loud, you should not be pushing any normal receiver regardless of what speaker you finalize with) .
Buy a pair of Behringer 2030P's or 2031P's (about $150 and $160 per pair, respectively).
Even though they are dirt cheap, these are very nice speakers, and will give you a solid basis for evaluating nicer speakers. I also believe they will quench your thirst for better quality sound and buy you the time to really decide the best speaker for your ears without rushing the process.
HTH,
Kurt