I've got a quick suggestion, you're in Toronto so you're pretty close to Whitby, there is a dealer there that has some PSB stratus minis that are usually $1200 on for $750 because they are trade-ins. They are heads and tales above most bookshelfs IMO.
I hear ya about personal taste. I love my psb 2B's, but if I had my druthers there'd be some PSB Platinums or some Paradigm 100's in my HT. I love those speakers but they are just tantalizingly out of reach. My next purchase has to be a sub so I'm researching away on that. THe best setup I've heard would be some B&W's (I think they were 800's) run off some krell monblocks that were like 400 watts a piece. That setup was fantatic, also was way more than $20K, how much more I don't know. My girlfriends dad asked me how much I thought that setup would cost and I guessed $20k, the salesman who had sidled up behind me just did that fake cough while saying way more! under his breath. Of well, one day when I win the lottery or marry a doctor, or marry a doctor who's won the lottery or something like that.