Here's the Insignia specs as listed at BB:
Insignia™ 200W 2.0-Ch. Stereo Home Theater Receiver
200 watts total power: 100 watts x 2
Not until you go down 14 lines on the advertisement do you find out this power is based on a 1.00% THD rating, and at 1kHz. Lets ask them what the power is at full bandwidth: 20-20,000Hz, and at .05% THD. Unless you have some serious testing equipment, you'd never know. Do you think the average Joe knows this? It's a scam. Fortunately, most people don't fall for this tactic. They can go down 21 more lines and find this little beauty weighs a massive 17lbs (compared to the Yamaha 5890 at 33.1 lbs).
Unfortunately, Yamaha tries a similar stunt with the power ratings. They use the 1kHz and .70% THD to come to the 140 watt spec. The rating at full bandwidth, 20-20,000, and .04 THD, is 120 watts. See page 95 of the manual for these specs. It's still a great unit, but why does Yamaha have to pad the specs at increased THD and at the 1kHz bandwidth?
Lets keep a level playing field here. Lets base all power ratings at full bandwidth, at .05 THD. It's not that tough. The FTC does not require a level playing field. That's why you see HTIB systems reporting massive power specs - and this is important - in their advertisements.
This is why my unscientific method of finding a good receiver is based on my 33lb. rule. You can't fudge weight like you can power specs. RMS is fine, if someone would use it correctly-on a level playing field.