Hi all- So I've been poking around and I'm trying to understand some equipment before I purchase it. As it stands, I have speaker wire, stripped to expose wire, running to my speaker posts. From what I've read, this is the least desireable way to hook up your speakers. So, I've been reading a lot about banana connectors and am interested in getting some. My question is, these seem to be sold/mentioned in the same breath with binding posts. My question is, do I need both? It looks to me like the binding posts screw into the posts my speaker came equipped with, then the banana snaps into that? Is that correct, or do I only need the banana's? It's all very confusing and I can't really find any literature that explains how to connect. There's a lot of descriptive information about the products themselves, but not a lot on how to implement them. If it helps at all, my speakers are Boston Acoustics CR95's. Thanks in advance for any help offered up.