If one needs 3 dB or more headroom,
One needs a fatter wallet.
After having seen only two systems shut down because they were drawing too much power, my thought is that NOBODY needs those last 3db.
Rec'rs easily put out 100w and amps at 200w are still pretty cheap but 3 db above that starts to be kind of expensive and if what I've seen from one and two hundred watts is any indication, that last 3db can only scramble your brains.
I've yet to see a decent system that wasn't 'loud enough' and my personal requirements don't call for amps, yet here they are, laying about, some not even plugged in.
They say admitting you have a problem is the first step to recovery but I'm just reminded that I want to get my amps pushing something. Surely there is something in here that needs no more power than it has but I want it to have more of what it has no need for. That's it. I'm getting professional help.