
Steve81
Audioholics Five-0
I've posted a little bit about the topic lately, so I'll toss in a couple pennies. As far as actual research on the topic, this paper is a biggie. Their finding was that with an XO at or below 120Hz (4th order filter), none of the listeners could detect the subwoofer with the samples used. What was more interesting is that half the users couldn't detect the subwoofer at the highest crossover frequency used (227Hz). The thing to keep in mind here is that real world content is a very different animal from playing 120Hz sine waves, which you may or may not be able to localize on their own.Say you have a 2.0 system. All bass goes to either the Left or Right channel. If the tone is above ~120Hz, you can determine if it's coming from the L or R. If it's below ~120Hz, you can't.
Placement matters a great deal as well with respect to how high of an XO we can tolerate. If your subs are behind you for example, you'll have an easier time detecting the sub as the crossover frequency rises versus having your sub located near your L/R speakers.
As it relates to HT, here's something else to consider. Back in ye olden times, the LFE track was steeply filtered at 120Hz. Modern formats dedicate a full range channel to LFE, and leave the filtering to a low pass filter in the AVR. The practical effect of this switch is that the bandwidth a subwoofer is expected to reproduce for the LFE channel isn't markedly different from crossing your speakers over at 120Hz.