If the fuse does not blow before the voice coil does then, in my mind, it is not appropriately rated. I won’t get into fuse properties and characteristics here so, if I may, suffice it to say that there are fuses out there with specific properties to protect certain loads, speakers included. Now it isn’t easy for the average person or even the average Radio Shack clerk to identify but, albeit difficult, it can be done with due diligence.