Home ownership "fun" never ends

[panteragstk]

8 filters? WTF? I only have one per zone, so two total.

Yeah. Two big filters for the main zones (one each like you) then one in each enclosed room to "balance" the system. Pulls air out as it pushes air in. Or some such. So I also have 6 rooms that are enclosed and get their own filter. Each bedroom (4), my office, and the theater all have their own filter.

 

[cpp]

I would ask where their policy shows this. If it doesn't, I would tell them to pound sand.

One your insurance is up for renewal it is what it is. No pounding sand to it. You either find another company or challenge it or replace it. But in the state of Fla, this is also applying to roofs over a certain age. So before you tell your insurance carrier to pound sand, you had better be prepared and have done your homework and got another insurance carrier that has no issues with your hot water heater age or even the age of your roof. Or if your wealthy and your home is paid for, its really not a big deal.

 

[BoredSysAdmin]

Yeah. Two big filters for the main zones (one each like you) then one in each enclosed room to "balance" the system. Pulls air out as it pushes air in. Or some such. So I also have 6 rooms that are enclosed and get their own filter. Each bedroom (4), my office, and the theater all have their own filter.

I assume return air vents have the filters, I guess it should allow for basically two-stage filtering, where I have only one at the air-exchanger with a single filter. That would make sense if your house is trying to be semiconductor manufacturing clean room

 

[panteragstk]

I assume return air vents have the filters, I guess it should allow for basically two-stage filtering, where I have only one at the air-exchanger with a single filter. That would make sense if your house is trying to be semiconductor manufacturing clean room

Hell, with everyone's allergies that wouldn't really be a bad thing.

 

[highfigh]

One your insurance is up for renewal it is what it is. No pounding sand to it. You either find another company or challenge it or replace it. But in the state of Fla, this is also applying to roofs over a certain age. So before you tell your insurance carrier to pound sand, you had better be prepared and have done your homework and got another insurance carrier that has no issues with your hot water heater age or even the age of your roof. Or if your wealthy and your home is paid for, its really not a big deal.

I wouldn't recommend telling them to pound sand without knowing the details of the policy. As an example, when the 'peaceful protesters' were running around and causing problems, I saw and heard a lot of people saying "It's OK, insurance covers the damage". No, most business and homeowner's insurance doesn't cover it but before last year, auto comprehensive coverage did. In the words of Moe Sizlak, "Not no more, it don't".

Something that can explode, burst into flames or cause structural failure is always a problem.

 

[cpp]

I wouldn't recommend telling them to pound sand without knowing the details of the policy. As an example, when the 'peaceful protesters' were running around and causing problems, I saw and heard a lot of people saying "It's OK, insurance covers the damage". No, most business and homeowner's insurance doesn't cover it but before last year, auto comprehensive coverage did. In the words of Moe Sizlak, "Not no more, it don't".

Something that can explode, burst into flames or cause structural failure is always a problem.

and none of what you are saying applies, this is just related to "age" . I know they actually came out to inspect our Hot Water heater, our water lines under all sinks, our Concrete Barrel Tile roof which has a life of 45-50 years all passed, but they still raised our premium $97.93 a month, only becuase we live with one mile of a beach. On PS, only a select few insurance companies write coverage in the coastal areas of Fla.

 

[highfigh]

and none of what you are saying applies, this is just related to "age" . I know they actually came out to inspect our Hot Water heater, our water lines under all sinks, our Concrete Barrel Tile roof which has a life of 45-50 years all passed, but they still raised our premium $97.93 a month, only becuase we live with one mile of a beach. On PS, only a select few insurance companies write coverage in the coastal areas of Fla.

I think they're basing this on the assumption that people don't do anything to maintain their heater, like check the anode. That and backflushing will increase the life significantly.

I have a friend who lives in Florida and he has been telling me about how things just age much faster than if they were in a place where salt didn't affect everything. Another friend lives in the Bahamas and he says the same things- people just get used to the fact that they need to replace things much faster.

 

[cpp]

I think they're basing this on the assumption that people don't do anything to maintain their heater, like check the anode. That and backflushing will increase the life significantly.

I have a friend who lives in Florida and he has been telling me about how things just age much faster than if they were in a place where salt didn't affect everything. Another friend lives in the Bahamas and he says the same things- people just get used to the fact that they need to replace things much faster.

I live on the beach in Fla. I was born in Fla, I've been a Fla resident for 69 years. Salt does so much corrosion damage its unreal. Doesn't impact your roof, but any items like AC units, hot water heaters in the garage. even enclosed. Even the so called coastal hardware corrodes over time. Interesting that the outside of a door handle and lock assembly will show corrosion but the inside of the house its "like new". WE buy nothing but Kwik Set since its warranted for life.

 

[highfigh]

I live on the beach in Fla. I was born in Fla, I've been a Fla resident for 69 years. Salt does so much corrosion damage its unreal. Doesn't impact your roof, but any items like AC units, hot water heaters in the garage. even enclosed. Even the so called coastal hardware corrodes over time. Interesting that the outside of a door handle and lock assembly will show corrosion but the inside of the house its "like new". WE buy nothing but Kwik Set since its warranted for life.

My friend said that outboard motors for boats last about three years, even if they were made for salt water. Considering the insane prices of those, the humidity and No Se-ums (among other reasons), I can't see me living there.

 

[BoredSysAdmin]

WE buy nothing but Kwik Set since its warranted for life.

Schlage mechanical parts and finish also have a lifetime warranty (https://www.schlage.com/en/home/faq.html?id=128809)
From what I gathered Schlage are better locks than Kwikset

 

[MaxInValrico]

My friend said that outboard motors for boats last about three years, even if they were made for salt water. Considering the insane prices of those, the humidity and No Se-ums (among other reasons), I can't see me living there.

All motors have to be thoroughly rinsed after operation in salt water. It's not just applicable to Florida.

 

[highfigh]

All motors have to be thoroughly rinsed after operation in salt water. It's not just applicable to Florida.

I know, but outboards are mostly self-contained, rather than being mounted inside of the boat. If I had a boat in FLA, it would probably have an outboard because it's so much easier to replace than many types of inboard/sterndrive engine boats. They're so freaking expensive, though- the new Verado motors top out around $80K, which is a lot more expensive than a marinized car/truck engine with/without closed cooling. If I did have an inboard/sterndrive, it would have to allow easy access to the engine(s) for repairs and exchange.

 

[cpp]

I know, but outboards are mostly self-contained, rather than being mounted inside of the boat. If I had a boat in FLA, it would probably have an outboard because it's so much easier to replace than many types of inboard/sterndrive engine boats. They're so freaking expensive, though- the new Verado motors top out around $80K, which is a lot more expensive than a marinized car/truck engine with/without closed cooling. If I did have an inboard/sterndrive, it would have to allow easy access to the engine(s) for repairs and exchange.

When we bring the boat out of the water, its gets a major soapy freshwater wash, and a freshwater flush along with the trailer. If you don't, stuff starts to corrode, and that's never a good thing with a boat.