OP, let's keep this test simple. 1. Download iTunes, Apple Music or Foobar 2000 player. 2. Go to HDtracks and download a 24/192 FLAC or ALAC file of something dynamic. 3. Download a 256k file of same material. 4. Compare and contrast files. This will give you a very, very clear understanding for the value of a streaming service which delivers hi-res vs one which delivers 256k. In my case, extensive experiments suggested I was wasting my money on hi-res and now I subscribe to Apple Music which satisfies in all manner for stereo presentations. I recently downloaded Classic Hauser from Apple Music and compared it to 24/96 FLAC, CD, and LP of same via every means I have to play the music, i.e. various DACS, and analog gear, concluding the Apple Music download was on par to the CD and LP; yet, it was so much more convenient that I prefer it over the other media. SACD is still preferred for multi-channel, since downloading multi-channel and storing it to play gaplessly is a task I do not enjoy undertaking.