Thanks Tomorrow. I don't think I suffer from any terrible amounts of hearing loss. My had has significant hearing loss so I'll probably end up with it sooner or later, but I always thought mine was at east average. I haven't been to an audiologist or anything since I was a kid but I can hear all of the frequencies on my Rives test disc with out a problem.
As much as I want to buy new electronics I'll probably opt for room acoustics first, if for no other reason than to give my self time to shop around for gear

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As far as the rock band goes, I played in one in college for a little while but nothing long-term and earplugs were present for concerts. But I've been playing some form of musical instrument since I was a kid, drums, guitar, cello, in all kids of groups, quartets, rock bands, symphonies, etc. Then again, I could be part of the iDeaf generation!