Has nothing to do with sense. It has to do with wanting to jam with whatcha got.
The way I see the car thing is: My kids can buy their own nice one. If I pay for it, it will be a junker. Reliable junker.
How do you jam at low cost? High sensitivity speakers, with large drivers. Also, protection built-in is a plus.
"cheap receivers, but not withstand clipping."
Who makes this majic receiver? With one of those, paired with CV, the sky is the limit.
And yes, it may sound good in the demo over the period of minutes(in a small room). But get them home in a larger room, get brave, test them out, and sizzle.