Best ways to avoid whiskers- don't remove more than 1/2" of insulation, twist the strands before inserting the ends and open the binding post fully, rather than "That's enough to get the end in"- it's not. You can also tin the tip of the wire, to prevent the strands spreading.
Doing this for more than 45 years makes me not care if it takes a little longer, but yes, banana plugs make it easy.
I buy mine from Parts Express- they have many types.