I’ll try to make one last bit of sense before I doze off...

then readdress tomorrow.
For me, one of the great things about surround sound, is it’s exactly that. The front is tied to the back in an indistinguishable bubble of sound. The discrete things that move around aren’t simply in the front stage, or the rear. They move seamlessly around. So for example, you mentioned a ricochet. Depending on where it’s panned, it should flow from(just an example) say the center to right main to right surround as opposed to only the right surround. The same way imaging works across the front, it should work front to back. Obviously the soundtrack has to contain good imaging in the first place.
Tomorrow(Wednesday)I will try to list a few movies that I find make good use of the entire soundfield as I’m trying to describe. A couple really quickly(don’t judge lol) are both of the “now you see me” films. Both have atmos tracks(I still haven’t finished my Atmos install)which I suspect lend to the effects, but throughout both films, there are many scenes that “should” have you smiling with how immersive and convincing they are, being put right in the middle. One prerequisite for watching either is to shut off your brain. Lol
For taxing(as you put it) one of my favorite movies is Lone survivor”. Every time I finish watching it, I have to check my Sheetrock for bullet holes!
Sleep.....