My surrounds are mounted on the wall.  To get to them I went under the baseboard.  Getting up to them I went through the wall.  I don't have CL rated wire, and I didn't think about that until after it was done... I cross an electric wire at a 90 degree a foot from where the wire comes out.  Am I really going to burn my house down this way?  Do I need to rip the wire and get raceways, CL rated wire, or will I be fine like this?
Also, I have a similar issue on the other side.  I haven't yet run that wire, but it's very close to the outlet.  When I run the wire up, it'll be on the other side of the 2x4 that the outlet box (and the electric wire) is on.  It'll then cross the electric wire at a 90 degree after 2 ft of parallel at that 2x4.  Should I insulate this wire with some kind of shrink wrap or conduit to protect from interference (or worse, fire), or will this be a non-issue?  
Any help will be greatly appreciated.