Got rear ended - ? about settlement

[KEW]

I got rear ended a few weeks ago and my car is supposed to be ready next week.
It is a a 2012 Chevrolet Sonic LTZ Turbo I received in March of this year.
I hope they have done a decent job with the repairs.

What I am wondering is, I know if I were to trade this car in, the dealership would look at it and see where it has been repainted and would deduct some serious money off of it's value.
It seems like I should get reimbursed for this decrease in value of my vehicle.

Of course, the insurance companies are dedicated to minimizing cost, while I am dedicated to trying to have as good of a vehicle as I had before the accident.
I am having the repairs done through my own agency (Progressive) to be subrogated back to Nationwide.

Anyone know what I should expect and how big of an a'hole I will likely need to be to not get screwed too badly?

Thanks,
Kurt

 

[96cobra10101]

If your not satisfied with the repairs, don't take it back. And pretty much every car out there has been in an accident, and as long as the repairs are done correctly you should be fine. If there is overspray, gaps aren't aligned perfectly, runs, have them fix it.

 

[ImcLoud]

This is the crappy part of getting in an accident and not having your property a total loss. I would look over the repairs with a fine tooth comb and ask for an itemized receipt showing no after market parts were used as well as waterborne paint products {I believe gm uses wb, they may be organic solvent, but Im pretty sure its ppg type water borne...}... This way your property was repaired to its original condition... Then your value shouldn't take much of a hit, the sad part is this is why you have to make sure your personal injury claim covers your property "gap".... But expect some depreciation when you go to sell your car, because everyone uses carfax...

 

[j_garcia]

I would not go to a dealer to trade it, despite the fact that most dealers are relatively clueless. I'd try for a private sale because you will almost always get more for it that way unless it is a common car in your area.

Probably should have gone through the other insurance company too, because then you can just fine the best shop in the area and take it there. You can do it through yours also, but it is usually better to not make a claim on your insurance even if it wasn't your fault.

Doesn't matter what the insurance company wants, you have the right to have your car returned to the condition that it was in prior to the accident. I got hit and had to go to the doctor, so they towed my car to some random shop that I did not approve. When I went to pick it up, there was a big run in the hood and I told them I would NOT accept that. I called the insurance company while I was standing there with the owner and told them not to pay them until they fixed it...and they did.

 

[Irvrobinson]

The insurance industry's term for this is diminished value. Your trade-in value will certainly be diminished if the accident shows up on CarFax, and it probably will. There are companies that specialize in estimating it for you for a fixed fee. You can also ask the salespeople at another dealership of the same make to verify how much they will deduct in a trade-in offer. A great repair is good, but if there's an accident on CarFax you probably won't get the maximum trade-in price.

 

[GO-NAD!]

After seeing the title of this thread, Adam is in for a big letdown when he actually reads it...

 

[Alex2507]

After seeing the title of this thread, Adam is in for a big letdown when he actually reads it...

Shame on you for splashing the thread.

I apologize on behalf of all of Eastern Canada for that attack on Adam.

 

[Adam]

Well, it's not an attack if it's true.

 

[GO-NAD!]

Shame on you for splashing the thread.

I apologize on behalf of all of Eastern Canada for that attack on Adam.

You're just pi$$ed that you didn't get in there first.

 

[Adam]

You're just pi$$ed that you didn't get in there first.

Now you're talking about me getting rear ended, aren't you? Ewww, Canadians.

To get mildly back on track, my Prelude got rear ended years ago. The collision damage shows up (as others have said) on car reports, and I was going to take a large hit on my trade-in value - so I sold it myself. The auto body shop kept screwing things up, and I kept going back. They did the body work beautifully, but whoever they hired to do the interior work wasn't awesome. They did eventually get it pretty well right, though.

 

[Alex2507]

You're just pi$$ed that you didn't get in there first.

I was just being gracious by letting somebody else have a crack at bat.

 

[GO-NAD!]

I was just being gracious by letting somebody else have a crack at bat.

You're such a gentleman.