My amp (Emotiva RPA-2) has VU meters, so I see the power delivery in near real-time. I have 87 dB sensitivity speakers (slightly below-average sensitivity). The speakers are in a huge room (open floor plan, in excess of 10,000ft^3). I do cross over to a powered sub, so the towers are only seeing >80 Hz.
During most music listening, the max power delivery is less than 0.2 watts. If I really crank it up during extremely bass-heavy tracks, I've seen as high as 2 watts, but it's painfully loud at that point.
My amp can deliver 200W, but if I provide more than 1% of that, I feel like I'm damaging my hearing.
Amp power rating is not as important as people make it out to be, especially if you are crossing over to a subwoofer (low frequency reproduction DOES require major power; I've measured >1kW to my Paradigm Sub1 during movies).
Your receiver is probably fine.