Your naivety is forgiven! -
How to transfer store credit?
Buyer pays me and I call up AV123 (or email them with buyer on CC, better coz. it's "documented" as well) and they transfer the credit in the buyers name. Been there, done that! And not by just me....but many.
Why wouldn't one buy it directly from Av123?
To the best of my knowledge, they don't sell the credit/gift card at a discount to face value.
Paypal fees:
There are two types of paypal accounts - premier and non-premier. Premier accounts always attract fees, no matter what form of payment it is. Non-premier accounts do not charge any fees, but come with some limitations for certain type of transactions while other types of transactions are not subject to any limits. All the info on types of accounts, fees and account limits is on paypal's website.
Paypal is the easiest, and safest, way to do such a transaction:
Oh no...I can still take the money and run even if you pay by paypal! So be warned!
But to those of you willing to lose your money, I have all positive feedback on various forums and ebay with long standing accounts and high $$ equipment. Email based feedback available on request as well.
Is 5% really worth the risk to anybody?
Having addressed the risk part above, I will address the value of 5% here. To rich folks like you..clearly it's not!
But to some of us...yes it is.
Thanks for your interest.