thanks to all of you for your input. i talked with a niles rep today and he suggested, as did a few of you, to run cat5 from the head to the vc area, and 14/4 from the head to the vc then on to the speaker locations. this way, if i do decide to get a more elaborate system the cat5 will be there. so wiring should now we set.
i now have bought some time to decide on components. the niles may be more than i wanna spend, and not sure i need the ability to change sources at each location, but the remote volume control is nice.
i will review the xantech suggestion, looks interesting and not crazy pricewise. saw it for $1385, which includes the lcd ketpads. but can i connect my HT as a zone or do i need a whole other amp?
The Denon AVR-2309CI was recommended as well, with just regular vc's. less expensive option, but again, would it handle all the ceiling speakers and the HT? or would i need an additonal amp like was suggested.
leaning more toward a complete system now like niles or xantech, but will listen to any more suggestions...thanks again