what about people's argument that with or without the jumpers, the "power/signal" comes from the same binding post anyway. so there's actually no "separation" of signal of highs and lows (because there is no active crossover)
When a speaker comes with two sets of binding posts, the crossover circuit boards inside the cabinet are wired so that the tweeter's circuits are electrically separate from the woofer's. In a 2-way speaker, one pair of posts goes to the tweeter, through the tweeter's crossover, and the other pair goes to the woofer, through the woofer's crossover.
If the two pairs of posts are joined with the jumpers, then one speaker wire is all you need to send signal to both the woofer & tweeter.
If you remove the jumpers, you need to attach separate wires to both pairs of posts.
These are passive crossovers. They do their job with or without the jumpers.
If you want to use external active crossovers, you must bypass or remove these passive crossovers.