on the speaker crossover design, i have seen a B&W 804 cut out and there are TWO set of crossover inside the cabnet. one at the bottom connected to woofer, and another one sit behind mid range for high/mid driver. in that case, even if you passively biamped the speakers, it should sounds better (in theory) than not biamping it.
another big problem of crossover is resistance swing. take B&W 804 as an example, from 20Hz to 20KHz, the resistance swing from lower 3 Ohm to as high as 30 Ohm. in that case, the ampifier not only have to ampify different frequency, but also need to work with very different indepence. of course, that result in distortion.
with that in mind, the perfect system would be active crossover, bi, or tri amp, and connect directly to the speakers. the cut off point on the crossover would be just before the driver's resistance starting to swing higher. in this case, the amp will remain constant in the resistance. actually, this approach has been using on commercial application for many years, i guess it's too complex to set up for average home user who want to "set it and forget it".