Truly the best way to do this is to do some in-room Freq. measurements... and find out what the best crossover freq should be... using either TrueRTA or REW
http://www.trueaudio.com/rta_abt1.htm
http://www.hometheatershack.com/roomeq/
I have experimented with my SMS-1 doing measurements with different x-overs from low to high settings... and settled with 80hz x-over as with a 50hz x-over I had a major dip around 60hz, and with a higher x-over settings I had a huge peak at 90 hz... Clearly I could not have noticed the difference without seeing the on screen response , and I would have had cancellation or bloat with the different choices.
My mains could handle going lower, but releaving them of the duty also smoothed out my response....
What you absolutely DON'T want is to have a dip in the 40 to 50hz range, where the KICK in the chest lies... I hadn't made any adjustments for a while, and when I updated the firmware on the SMS I rechecked my sweeps, and found that I was a touch low in that area... after smoothing and boosting the 40-50hz range that donkey is back KICKIN me in the chest again !!!!! Sweet...