Right now I'd save save save and save. And wait for things to calm down. Chip shortages supply issues pandemic disruptions and now war disruptions its going to be awhile before things calm down. So save up and get the best gesr you can thanks to the extra time and money you gained saving when some of this has blown over
Waiting has risks as well. As I point out we are in difficult times. There could easily be precious little available for a decade, if China invades Taiwan.
China now has reporters embedded in the Russian army writing on their state news media that everything is going swimmingly for Russia. They are actively spreading a false narrative in China, and starting to clamp down on reliable news outlets. It is clear that they are softening up the Chinese public for a strike on Taiwan.
In Taiwan they know it.
If the Chinese do invade Taiwan, there will be very little electronics gear available in the west, until western nations can manufacture everything from the components (beans), to final product. That will be a ten year program at least.
I keep saying this. Now is the time to go for quality. Protect what you have to the utmost, and don't abuse it. Receivers are now a bigger risk than ever. That is because they have all their eggs in one basket, so to speak.
May advice to anyone building a system now is buy an AVP, and for amps use 19" pro-amps in a 19" rack. No more than two amps to a case. That is your best insurance against being totally dead in the water with your system. If you have good power amps, there is always a creative work around.
Things could go south, and very well might in almost the blink of an eye. Now is the time to plan for times we have not had to imagine in recent years.