I think given my use, I shouldn't spend too much for the center channel, vs the KEF left-right, and the Definitive sub.
Relative to good L/R and sub, you are right. A good Center will cost less. However, don't be too eager to scrimp here. Remember, almost all voices in TV/movies will come from that Center... and not just voices.
Think of it this way. When the sound engineer is creating a TV/Movie soundtrack, he usually uses 5 channels... Front L/R, Center, & Surround L/R. His goal is to make it sound like you are there in the TV. So imagine you're sitting there with dozens of soundtracks, deciding to which speaker you will send each. How do you decide?
Well, look at the screen. What is the origin/location of each sound? Is the origin of that sound actually something happening on the screen? If yes, that sound goes to the Center, (because the Center is placed just under/over your screen). So when the actor on screen speaks, the sound seems like it is really coming from him.
Is the origin of the sound somewhere to the left of the screen? If yes, put it in the Left speaker. And on and on.
Now consider this. In a TV/Movie, how much action happens off screen? Certainly some. Somebody opens a door. A car horn blows. A doorbell rings. A floorboard creaks. But the vast majority of sound emanates from something happening on screen, both voices and sound effects. So the vast majority of sound in TV/Movies goes to your Center speaker.
Keep this in mind when picking your Center. You may only use your system for TV/Movies 10-20% of the time. But when you do, you'll use your Center 90% of the time.