That's the thing... I don't use Credit Cards.:) To close it out... Just pulled the trigger on the XSP-1 Gen 2... And a big thanks to a few at Emotiva. The fully Balanced system along with all my other Emo gear should fill the void. To be honest, I really liked my USP-1 sound but didn't like the volume function on it. Now that is fixed along with other additions, the XSP-1 should be good. If not... in 30 days I will try the P5. Thanks everyone for all the feed back. You have been great! Now I need a few XLR cables... And it figures I just bought 5 RCA cables from Blue Jeans...