I wouldn't buy any AVR today that wasn't capable of streaming music on it's own. I'm old-school at 58 and always thought having my 550+ CD's and 200 or so LP's available to play was all I need. And it probably is, as long as I never want to hear music that I didn't choose to buy or hear on the radio.
Streaming higher quality music via the internet has been a real eye-opener. I learned that I can find new types of music that I never thought I'd like, and hear it in "CD quality". I do tend to listen to entire albums, but I also assemble play lists for various themes and save them.
I play my LP's for a couple hours at a time, perhaps once a month. Having all my CD's ripped, stored and accessible via Bluesound's system, I listen to my physical CD's almost never these days. When I buy one it gets ripped, then stored away. I split perhaps 70% streaming to 30% music I own. With what I own, I've heard it a great many times and with streaming I get to listen to new stuff every day, little of which would ever make it to radio.