You're right, I really never addressed it properly did I?
So, I have a Pioneer VSX 90TXV receiver. I'm just curious about one thing. So, if I'm using the 5 channels, I should be getting around 110 Watts per speaker. If I only use 2 channels, does that mean that I still only get 110 watts for those two stereo speakers?
First we need to stop thinking of wattage as being wattage.
The first assumption we're forced to make when discussing wattage is that we're talking about flat 8-ohm loads.
Okay, fine. Let's assume your speaker is a flat 8-ohm load (chances are it isn't and this is another issue that must be considered)
I'm going to choose a speaker that fits this criteria:
http://www.salksound.com/pharos high-efficiency - home.htm
Now let's imagine we've got seven of them in a multi-channel listening room.
First of all, what does 110 watts mean to us? It means that into this 8 ohm load, a given amplifier channel is capable of 29.7v RMS.
Now we know one thing, and that is that the speaker I went with has a sensitivity of 95db/w/m which into an 8 ohm load is also 95db/2.83v/m
What we know about that is that it's extremely loud. And since it's an easy load, it will not tax the amplifier at 2.83v.
Now most entry level receivers will give you a rating into a stereo load x 7. What does this mean? It means at any given time, at the very least, any given speaker (or two)
can have 29.7v RMS being driven through it.
The key word above is "can".
With regards to a stereo recording, it means that at any given time, two speakers "can" get as loud as ~115.5db at 1m
Now this of course is extremely loud. Most speakers are not as efficient as the Pharos so this is an anomally - it's a solid 7-8db above the average loudspeaker in efficiency. Anyways, at least with respect to movies, if listening at reference levels this means the signal "can" get as loud as 105db at the listening position (keep in mind losses due to distance).
So anyways if two speakers at a time are capable of 115db in this scenario - you must ask yourself - will the signal often ask for each speaker to produce this output?
In the case of most content, this is doubtful. Chances are, you will not even have 1vrms per channel... never mind 30vrms/channel!
So is it of much use to us to have a receiever capable of 110w x 7 - all channels driven at the same time? IMO not really. As long as a given speaker, when the signal calls for it, can have that peak power, it's all you need.
The first issue that arises is the amount of current you even have on tap. Most 110/120v lines will have 15a circuits installed. In order to draw any more you would need to have a 20, 30, or 50a or 220/240v circuit installed!
Second most people don't even watch movies too loud. On average, you'll be using less than 1v for the front speakers and absolutely negligible power out of the surrounds. You would only approach those 30v peaks occasionally and almost never at the same time between the surrounds and fronts.
Where having lots of all channels driven performance on tap is useful is a 5.1 channel blu ray or dvd-a or sacd type recording. These multi channel recordings can have a ton of dynamic content in each channel at the same time. But they are niche products and the average person buying an entry level receiver won't be too concerned with them.
Gaming is an intersting scenario as it does often use surround channels at high intensities for a constant load. If you plan on gaming at loud volumes may benefit from a 7-channel amp such as the Emotiva UPA-7 or ATI 1807.
When purchasing amplifiers, don't be too hung up on all-channels-driven performance. A more useful amplifier measure is its 2 channel RMS output into 4 and occasionally 2-ohm loads as this implies high current capability for any given channel. You likely won't use all 7 channels at the same time, but it's more likely your speakers have low impedance dips. At least not for movies or stereo listening.
If you aren't too interested in high volume gaming or multichannel music, but do feel unsatisfied with the amp channels in your receiver (which is usually plenty though) then a two or three channel amp for your fronts, and letting your receiver power the surrounds, is probably going to be a good option.