There are a sometimes 2 different crossover settings in the receiver. There is the crossover for the speakers & sometimes (depending on which receiver) another "crossover" for the sub itself.
The crossover for the speakers should almost always be set somewhere between 60hz-160hz. It depends on the speakers being used & the listeners preference. But if there is another seperate crossover for the sub itself, that is a cutoff that can limit how high up the frequency response the subwoofer will play. THAT crossover should be set to its maximum setting. If you set it to a low, say 40hz, but have the speakers set to say 100hz, then the sub will not be playing anything between 40-100hz like it should be. So youd want the sub's crossover all the way up to normally 120hz-150hz, however high it goes, so you make sure it will play up to where the speakers ar crossed over at.
The subs crossover could be in the receiver &/or on the actual plate amp attached to the sub. Again, these should both (if an option) be set to their max. The speaker's crossover is something different though & can be set between 60-160hz according to the speakers bass capabilities & listeners tastes.