Welcome to the forum!
Regarding catching on fire...I can't address that. Certainly take that into consideration, though. I can answer some of your questions, though:
- Surround back channels won't tend to be as loud as your other speakers, so having an amp with a lower rating isn't a big deal. Also, most of the time, you are probably using less than 1 W of power. Yep. Probably in the hundredths of a Watt. So, my guess is that 50W/channel on your surround back speakers will be plenty.
- The Pioneer receiver will take care of the volume. You'll just set the external amp volume (a lot of amps don't even have a volume knob) and leave it.
- The MCACC system in the Pioneer may do a really good job of getting the JBLs to blend in with your system, but I honestly just don't know. Can you buy them and return them if you don't like them?